CCJ's What to do if you think it's wrong.
If you find that a CCJ has been incorrectly filed against your name and you believe it is incorrect there is a solution.
You must contact the county court in the first instance and quote the number of the case.
If you find that another person is mentioned on your file that you have not shared financial responsibility with then you can ask the agencies to 'create a disassociation'. This will sever any previous connection and will mean that your information is removed from their file too. For this to happen you will have to supply the agencies with information such as the other persons full name date of birth nature of the past relationship and shared address.
You may also discover that someone else currently residing at your shared address has a less than clean record and this may be affecting your credit footprint. Credit references are told about any changes to records within four weeks. This can be speeded up if you are able to provide the original court documents to prove that CCJ's have been removed. These will be in the form of a Certificate of Satisfaction or Cancellation.
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